Merchant Cash Advance

If you are looking for an alternative to traditional business finance Merchant Cash Advance could be right for you. If your organisation has a fluctuating cash flow, the Merchant Cash Advance adjusts to meet the daily finance needs of your business.

Capify provides organisations with the flexibility to make lower repayments during slower periods to help in better managing your business finances.

A Merchant Cash Advance requires minimal paperwork and it is an unsecured cash advance. Once approved, the funds are in your account in 24 hours*.

You can access funding from $5,000 to $300,000 within 24 hours*. To get started, submit a quick and obligation free online application here.

A Merchant Cash Advance is right for you if:

• Your business accepts credit card or EFTPOS machine payments.
• You want to avoid steep payment at the end of each month.
• Your business sales tend to fluctuate so you want to pay as you go.
• You want a fast and straightforward business finance.
• You want to:

1. improve cash flow
2. renovate or expand
3. buy new equipment
4. boost staff numbers
5. purchase stock
6. pay tax
7. pay superannuation
8. any other business purpose

• The business has been operating for 12 months.
• You have 6 months' worth of financial data from your accounting software or bank statements.
• GST registered and have a valid ABN/ACN with a sales turnover of at least $120,000 per year.
• Minimum $10,000 a month in gross sales.
• You have a proof of business ownership.
• Permanent Australian resident and at least 18 years of age.